Hosted vs. local LLM: Gemini 3.1 Flash‑Lite vs. Gemma 4 E4B
Gemini 3.1 Flash‑Lite wrote complete, usable question sets for 90% of 300 childcare providers, grounded in official state inspection records processed by DaycareFacts.com. Gemma 4 E4B with thinking on, run locally on a Mac Mini (M4 Pro, 24 GB RAM): 73%, and with thinking off: 65%. Gemini was also substantially faster, with 1.81 s per set vs. 7.45 s and 4.64 s, respectively.